In addition to the free trial period, student users enjoy this budgeting app free for 12 months.Īll things considered, this is a small price to pay for a steady hand on the financial till. Annual plan users pay $84 per year - a $59 savings - and can also cancel at any time. Monthly plan users pay $11.99 per month after a 34-day free trial period and can cancel at any time. YNAB: The BasicsĪfter a generous risk-free trial period, YNAB does require a paid subscription. Using the popular and reliable zero-based budgeting method and four simple rules for effective budgeting, YNAB empowers users to take control of their finances and keep more of their money where it belongs: in their pockets. Of these popular budgeting software programs, You Need a Budget (YNAB) is one of the very best. All represent an upgrade from old-school spreadsheets, which are time-consuming and tedious to maintain. More than a dozen legitimate alternatives to Mint offer a variety of takes on the budgeting process. If you’re in the market for a new budgeting tool, you have no shortage of choices.
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